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APR 36.0–199.0% Amount $50–$3k Term ≤12mo Check Into Cash Active bank account Verifiable income Age 18+
APR — Amount $2k–$250k Term 1–18mo Business Kabbage Business Line of Credit FICO score 660+ Business at least 1 year old Average monthly revenue $3,000+
APR 5.99–7.5% Amount $10k–$500k Term 60–240mo Mortgage Bethpage Federal Credit Union HELOC Homeowner with equity in property Credit union membership required Good credit history
APR — Amount $25–$500 Term 1–1mo Credit Builder Dave ExtraCash Dave Checking account Active bank account with income history No credit check
APR 4.15–14.9% Amount $5k–$500k Term — Student Earnest Student Loan Refinance US citizen or permanent resident Bachelor degree from eligible institution Minimum credit score required
APR 36.0–199.0% Amount $50–$5k Term ≤24mo Auto Speedy Cash Active bank account Verifiable income Age 18+
APR 7.49–22.44% Amount $5k–$50k Term 36–84mo Personal Citizens Personal Loans US citizen or permanent resident Age 18+ Valid SSN
APR 7.99–24.99% Amount $2.5k–$40k Term 36–84mo Consolidation Discover Personal Loans US citizen or permanent resident Age 18+ Valid SSN
APR 65–249% Amount $50–$500 Term 2–2mo Possible Finance Small Emergency Loans No minimum credit score Active bank account with income history US resident in eligible state
APR 5.5–7.5% Amount $50k–$3M Term 180–360mo Mortgage Better Mortgage Refinance Minimum credit score 620 US property owner Proof of income and employment
APR — Amount $50–$250 Term 1–1mo Credit Builder Brigit Instant Cash Active bank account with regular income deposits No credit check required US resident
APR 2.09–17.99% Amount Up to $1k Term 60–180mo Student College Ave Student Loans US citizen or permanent resident Enrolled at eligible school Creditworthy cosigner may be required
APR 3.89–18.24% Amount $250–$100k Term 12–96mo Auto Navy Federal Auto Loan Military/DoD affiliation Navy Federal membership US resident
APR 6.74–24.49% Amount $3k–$100k Term 12–84mo Personal Wells Fargo Personal Loans US citizen or permanent resident Age 18+ Valid SSN
APR 7.74–35.99% Amount $1k–$50k Term 24–84mo Consolidation Upgrade Debt Consolidation Loan Minimum credit score 580 US citizen or permanent resident Verifiable income
APR 36.0–199.0% Amount $100–$5k Term ≤24mo Advance America Active bank account Verifiable income Age 18+
APR 6.875–7.148% Amount $50k–$3M Term 180–360mo Mortgage Rocket Mortgage by Quicken Loans US citizen or permanent resident Valid employment and income documentation Minimum credit score applies
APR 2.99–16.38% Amount $1k–$200k Term 60–180mo Student Sallie Mae Student Loans US citizen or permanent resident (international students may apply with eligible cosigner) Age 18+ Valid SSN
APR 4.67–21.99% Amount $5k–$100k Term 24–84mo Auto Autopay Auto Loans Minimum credit score 580 Vehicle less than 10 years old Valid US driver license
APR — Amount $50–$17.5k Term 3–60mo Personal Affirm Pay Over Time US resident Age 18+ Valid mobile phone number