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Recently added
- APR
- 60.0%
- Amount
- ₦1.5k–₦1M
- Term
- 1–12mo
- No collateral; smartphone app application
- APR
- —
- Amount
- ₦1M
- Term
- 12–60mo
- Nigerian registered business
- GTBank business account
- Minimum 2 years trading history
- APR
- 30.0–108.0%
- Amount
- ₦5k–₦250k
- Term
- 1–12mo
- Kuda app account required; monthly installment repayment; no paperwork
- APR
- —
- Amount
- ₦150k
- Term
- 1–12mo
- Nigerian registered business
- 6+ months trading history
- Digital application process
- APR
- 20.0–28.0%
- Amount
- ₦200k
- Term
- 6–60mo
- Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required
- APR
- —
- Amount
- ₦500k
- Term
- 12–60mo
- Nigerian registered business
- UBA business account
- Financial statements and projections
- APR
- 48.0%
- Amount
- ₦100k
- Term
- 6–24mo
- Salary paid into a Stanbic IBTC account; minimum net monthly income of ₦50,000; credit and affordability checks
- APR
- —
- Amount
- ₦1M
- Term
- 12–60mo
- Nigerian registered business
- Stanbic IBTC business account
- Part of Standard Bank Group
- APR
- 25.44–31.8%
- Amount
- ₦50k
- Term
- 3–24mo
- Digital application through the Renmoney app; identity and income checks may apply
- APR
- —
- Amount
- ₦1M
- Term
- 12–60mo
- Nigerian registered business
- Zenith Bank business account
- Financial statements required
- APR
- 36.0–99.0%
- Amount
- ₦6k–₦1M
- Term
- 4–52mo
- Phone number or Facebook account, ID number, and mobile money or bank account
- APR
- —
- Amount
- ₦500k
- Term
- 6–60mo
- Nigerian registered business
- Access Bank business account
- Business plan required
- APR
- 54–195%
- Amount
- ₦2.5k–₦1M
- Term
- 2–12mo
- No collateral; no guarantor; no paperwork
- APR
- —
- Amount
- ₦500k
- Term
- 12–60mo
- Nigerian registered business
- First Bank business account
- Financial statements required
- APR
- 28.5–32.0%
- Amount
- ₦200k
- Term
- 6–60mo
- Functional salary account and last 6 months pay slip plus bank statement indicating salary inflows
- APR
- 24–456%
- Amount
- ₦1.5k–₦5M
- Term
- 1–36mo
- Monthly income of ₦1,000+; no collateral; no physical paperwork
- APR
- 35.4%
- Amount
- ₦5k–₦5M
- Term
- 1–12mo
- Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report
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