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APR 2.99–16.38% Amount $1k–$200k Term 60–180mo Student Sallie Mae Student Loans US citizen or permanent resident (international students may apply with eligible cosigner) Age 18+ Valid SSN
APR 59.0–199.0% Amount $500–$4k Term 9–18mo Personal OppLoans Personal Loans Active bank account Verifiable income Age 18+
APR — Amount $2k–$250k Term 1–18mo Business Kabbage Business Line of Credit FICO score 660+ Business at least 1 year old Average monthly revenue $3,000+
APR — Amount $50–$250 Term 1–1mo Credit Builder Brigit Instant Cash Active bank account with regular income deposits No credit check required US resident
APR 5.5–7.5% Amount $50k–$3M Term 180–360mo Mortgage Better Mortgage Refinance Minimum credit score 620 US property owner Proof of income and employment
APR 59.0–199.0% Amount $500–$4k Term 9–18mo Short-Term OppLoans Personal Loans No minimum credit score Active bank account Verifiable income
APR 7.74–35.99% Amount $1k–$50k Term 24–84mo Consolidation Upgrade Debt Consolidation Loan Minimum credit score 580 US citizen or permanent resident Verifiable income
APR 4.49–18.74% Amount $5k Term 12–84mo Auto USAA Auto Loan for Military Families US military member, veteran, or family USAA membership required Valid US SSN
APR 4.24–10.37% Amount $5k–$1000.0k Term 60–240mo Student SoFi Student Loan Refinancing US citizen or permanent resident Employed or have an offer starting within 90 days Bachelor degree or higher from eligible school
APR 6.74–24.49% Amount $3k–$100k Term 12–84mo Personal Wells Fargo Personal Loans US citizen or permanent resident Age 18+ Valid SSN
APR — Amount $25–$500 Term 1–1mo Credit Builder Dave ExtraCash Dave Checking account Active bank account with income history No credit check
APR 6.75–15.0% Amount $15k–$750k Term 60–360mo Mortgage Figure Home Equity Line of Credit Homeowner with sufficient equity Good credit score Reliable payment history
APR 99.0–199.0% Amount $100–$2k Term ≤6mo Short-Term ACE Cash Express Payday & Installment Loans Active bank account Verifiable income Age 18+
APR 7.74–35.49% Amount $5k–$100k Term 24–84mo Consolidation SoFi Debt Consolidation Loan Minimum credit score 680 US citizen or permanent resident Employed or have regular income
APR 5.49–17.99% Amount $7.5k–$100k Term 12–75mo Auto Bank of America Auto Loans US resident Aged 18+ Good credit
APR 2.09–17.99% Amount Up to $1k Term 60–180mo Student College Ave Student Loans US citizen or permanent resident Enrolled at eligible school Creditworthy cosigner may be required
APR 34.0–155.0% Amount $1k–$10k Term 6–60mo Personal NetCredit Personal Loans Active bank account Verifiable income Age 18+
APR 8.5–11.5% Amount $25k–$500k Term 60–360mo Mortgage Spring EQ Home Equity Loans Homeowner with sufficient equity US resident (not available in NY, HI, UT) Property appraisal required
APR 89.0–199.0% Amount $100–$3k Term ≤12mo Short-Term CashNetUSA Active bank account Verifiable income Age 18+
APR 5.96–35.99% Amount $1k–$40k Term 24–60mo Consolidation LendingClub Debt Consolidation Loan Minimum credit score 600 US citizen or permanent resident Verifiable income